Terms of service

Terms of Service

LivGorgeous Financial Solutions

Effective Date: 6-4-2026

Welcome to LivGorgeous Financial Solutions. These Terms of Service govern your use of our website, digital products, financial education materials, consulting services, business setup support, wealth-building education, digital guides, templates, and done-for-you services.

By visiting our website, purchasing a product, booking a service, downloading a resource, or using any materials provided by LivGorgeous Financial Solutions, you agree to these Terms of Service.

If you do not agree with these Terms, please do not purchase, book, access, download, or use our products or services.

1. Business Information

Business Name: LivGorgeous Financial Solutions
Contact Email: livgorgeous24@gmail.com
Website: [Insert Website]
Business Address: [Insert Business Address, if applicable]

2. Services We Provide

LivGorgeous Financial Solutions provides financial education, business consulting, wealth-building guidance, digital products, business setup support, and done-for-you services.

Our services and products may include, but are not limited to:

  • Financial education
  • Wealth-building education
  • Business startup education
  • Business consulting
  • Business setup guidance
  • LLC setup assistance
  • EIN setup assistance
  • D-U-N-S guidance
  • Business credit education
  • Funding preparation education
  • Credit education
  • Legacy-building education
  • Retirement education
  • Digital product strategy
  • Digital guides
  • E-books
  • Templates
  • Workbooks
  • Courses
  • Checklists
  • Strategy documents
  • One-on-one consulting sessions
  • Custom business documents
  • Done-for-you digital product creation
  • Done-for-you business support services

Our services are designed to provide education, strategy, structure, and resources. We do not guarantee financial success, business success, credit approval, funding approval, income results, investment returns, or any specific outcome.

3. Educational and Informational Purposes Only

All content, services, consultations, digital products, templates, courses, guides, and materials provided by LivGorgeous Financial Solutions are for educational and informational purposes only.

We do not provide:

  • Legal advice
  • Tax advice
  • Investment advice
  • Accounting advice
  • Licensed financial planning advice
  • Credit repair legal services
  • Insurance advice
  • Guaranteed funding services
  • Guaranteed credit repair services

You are responsible for consulting with a licensed attorney, CPA, tax professional, investment advisor, insurance professional, accountant, or other licensed professional before making legal, tax, investment, insurance, business, or financial decisions.

4. No Guaranteed Results

LivGorgeous Financial Solutions does not guarantee any specific result.

We do not guarantee:

  • Business funding approval
  • Loan approval
  • Grant approval
  • Credit score increases
  • Business credit approval
  • Vendor account approval
  • Income results
  • Business success
  • Investment returns
  • Retirement results
  • Wealth-building outcomes
  • Approval for any account, loan, card, grant, or funding program
  • Any specific financial result

Any examples, case studies, testimonials, screenshots, income references, funding examples, credit examples, or business results shared are for educational and illustrative purposes only.

They do not promise, predict, or guarantee that you will experience the same or similar results.

Your results depend on many factors, including your credit history, financial profile, business structure, income, documentation, consistency, lender requirements, market conditions, personal decisions, and follow-through.

5. Earnings, Funding, and Credit Disclaimer

LivGorgeous Financial Solutions may discuss business strategies, funding preparation, credit education, wealth-building concepts, retirement education, legacy-building strategies, and income opportunities.

However, this information is educational only and should not be understood as a promise or guarantee of results.

You understand and agree that:

  • Funding is never guaranteed.
  • Credit score increases are never guaranteed.
  • Income is never guaranteed.
  • Business success is never guaranteed.
  • Investment returns are never guaranteed.
  • Lender, creditor, grant, and vendor decisions are outside of our control.
  • Every person’s credit, finances, business, and results are different.

You agree not to rely on any content, service, consultation, digital product, or material from LivGorgeous Financial Solutions as a guarantee of income, approval, credit improvement, business success, or financial outcome.

6. Client and Customer Responsibility

You are responsible for your own choices, actions, applications, documents, accounts, filings, purchases, and financial decisions.

As a client or customer, you agree to:

  • Provide accurate and truthful information
  • Review all documents before using or submitting them
  • Complete assigned tasks or action steps
  • Follow instructions carefully
  • Ask questions if you do not understand something
  • Keep your login information secure
  • Make your own final business and financial decisions
  • Seek licensed professional advice when needed

LivGorgeous Financial Solutions is not responsible for delays, denials, losses, missed opportunities, rejected applications, incorrect filings, inaccurate submissions, account issues, financial losses, or negative results caused by incomplete information, inaccurate information, client inaction, third-party decisions, or failure to follow instructions.

7. Digital Products

Digital products may include guides, e-books, templates, checklists, workbooks, courses, videos, prompts, digital resources, downloadable files, and educational materials.

When you purchase a digital product from LivGorgeous Financial Solutions, you receive a limited, personal, non-transferable license to use the product for your own personal or business education.

You may not:

  • Share the product with others
  • Resell the product
  • Copy and distribute the product
  • Upload the product to public websites
  • Claim the product as your own
  • Repackage the product for resale
  • Use the product to create a competing product
  • Give access to someone who did not purchase it
  • Remove branding, copyright notices, or ownership information

All digital products remain the intellectual property of LivGorgeous Financial Solutions unless otherwise stated in writing.

8. Consulting Services

Consulting services may include financial education, business strategy, business setup guidance, credit education, business credit education, funding preparation education, digital product strategy, retirement education, legacy-building education, or other business-related guidance.

Consulting services are based on the information you provide. If the information you provide is incomplete, inaccurate, or outdated, the guidance provided may not apply correctly to your situation.

Consulting services are educational and strategic in nature. They do not create a licensed professional relationship, fiduciary relationship, legal relationship, tax advisor relationship, investment advisor relationship, accounting relationship, or licensed financial planner relationship.

9. Business Setup Support

Business setup support may include education, guidance, or assistance related to LLC setup, EIN setup, D-U-N-S guidance, business documentation, business structure, vendor education, business credit preparation, or related startup support.

LivGorgeous Financial Solutions may assist with education, organization, preparation, and guidance, but you are responsible for reviewing, approving, and submitting accurate information.

We are not responsible for:

  • State filing delays
  • Government processing delays
  • Rejected filings due to inaccurate client information
  • Third-party website errors
  • Bank approval decisions
  • Vendor approval decisions
  • Funding approval decisions
  • Changes in government fees, forms, or requirements
  • Delays caused by missing or incorrect information

10. Done-For-You Services

Done-for-you services may include custom digital products, custom guides, business documents, templates, strategy documents, startup documents, funding preparation documents, or other personalized work.

You agree to provide all required information in a timely and accurate manner.

Delays in providing information may delay the delivery of your service.

Once done-for-you work has started, been prepared, drafted, created, customized, or delivered, the service is considered in progress or fulfilled according to our Refund Policy.

11. Payments

All prices are listed in U.S. dollars unless otherwise stated.

By purchasing from LivGorgeous Financial Solutions, you agree that:

  • You are authorized to use the payment method provided.
  • You will provide accurate billing information.
  • You are responsible for paying all amounts owed.
  • Services may be paused or canceled if payment is not completed.
  • Payment plans, if offered, must be paid on time.
  • Access to products, services, or deliverables may be removed if payment is not completed.

Failure to complete required payments may result in loss of access to services, products, appointments, documents, or deliverables.

12. Refund Policy

Your purchase is subject to our Refund Policy.

In general:

  • Digital products are final sale and non-refundable.
  • Consulting services are non-refundable once scheduled, prepared, started, or delivered.
  • Business setup services are non-refundable once work has started.
  • Done-for-you services are non-refundable once prepared, started, customized, or delivered.
  • Deposits, retainers, and partial payments are non-refundable.
  • Duplicate charges or confirmed billing errors may be reviewed and corrected.

For refund questions, contact:

livgorgeous24@gmail.com

13. Rescheduling and Missed Appointments

Consulting appointments may be rescheduled with at least 24 hours’ notice before the scheduled appointment time.

If proper notice is given, the appointment may be rescheduled.

If you miss your appointment, fail to attend, arrive late, or cancel with less than 24 hours’ notice, your payment may be forfeited.

LivGorgeous Financial Solutions reserves the right to reschedule appointments due to emergencies, technical issues, scheduling conflicts, illness, or other reasonable business needs.

14. Testimonials, Reviews, and Results

Any testimonials, reviews, client stories, screenshots, examples, or success stories shared by LivGorgeous Financial Solutions are individual experiences.

They are not guarantees of your results.

If you submit a testimonial, review, message, screenshot, or feedback, you give LivGorgeous Financial Solutions permission to use it for marketing, advertising, educational, or promotional purposes unless you request otherwise in writing.

We may remove or shorten identifying details when appropriate.

15. Intellectual Property

All content created by LivGorgeous Financial Solutions is protected intellectual property.

This includes, but is not limited to:

  • Guides
  • Courses
  • Templates
  • Workbooks
  • Checklists
  • Videos
  • Scripts
  • Prompts
  • Strategy documents
  • Digital products
  • Website content
  • Branding
  • Written materials
  • Training materials
  • Consulting frameworks
  • Custom documents
  • Educational resources

You may not copy, reproduce, modify, distribute, sell, share, publish, upload, or create derivative products from our materials without written permission.

Violation of this section may result in termination of access and possible legal action.

16. Prohibited Use

You agree not to use our website, products, services, or materials for unlawful, harmful, deceptive, abusive, or fraudulent purposes.

You may not:

  • Share login access
  • Resell our materials
  • Copy our products
  • Misrepresent our content as your own
  • Use our content to create a competing business
  • Harass, threaten, or abuse our team
  • Submit false or misleading information
  • Use our guidance to commit fraud
  • Violate any law, regulation, or third-party rule
  • Interfere with our website, systems, products, or services

We reserve the right to refuse service, cancel access, or terminate services if these Terms are violated.

17. Third-Party Services and Links

We may mention or link to third-party companies, platforms, banks, vendors, credit bureaus, lenders, grant providers, payment processors, government websites, software, or resources.

We do not control third-party companies and are not responsible for their:

  • Decisions
  • Fees
  • Delays
  • Requirements
  • Denials
  • Policies
  • Errors
  • Website issues
  • Changes in terms
  • Approval or rejection outcomes
  • Customer service
  • Processing times

You are responsible for reviewing all third-party terms, conditions, fees, and requirements before using their services.

18. Privacy

Your privacy matters. Any personal information you provide may be used to deliver services, process payments, communicate with you, provide support, fulfill your purchase, schedule appointments, and complete requested services.

We will not intentionally sell your personal information.

However, third-party platforms such as payment processors, website hosts, email platforms, scheduling tools, and course platforms may process information according to their own privacy policies.

A separate Privacy Policy should be posted on your website.

19. Communication Consent

By purchasing, booking, submitting a form, downloading a product, or contacting LivGorgeous Financial Solutions, you agree that we may contact you by email, phone, text message, or other communication methods you provide.

You may opt out of marketing emails when available, but we may still contact you regarding purchases, services, appointments, billing, documents, customer support, or account-related matters.

20. Limitation of Liability

To the fullest extent allowed by law, LivGorgeous Financial Solutions is not liable for any direct, indirect, incidental, consequential, special, punitive, or financial damages arising from your use of our services, products, website, or materials.

This includes, but is not limited to:

  • Lost income
  • Lost profits
  • Denied funding
  • Denied credit
  • Business losses
  • Missed opportunities
  • Application denials
  • Credit score changes
  • Account closures
  • Third-party decisions
  • Financial losses
  • Legal or tax consequences
  • Investment losses
  • Delayed filings
  • Rejected applications

Your use of our services, products, and materials is at your own risk.

21. No Warranties

Our products, services, website, and materials are provided “as is” and “as available.”

We make no warranties that:

  • The information will meet your specific needs
  • The website will always be available
  • Digital products will be error-free
  • Third-party resources will remain available
  • Any strategy will produce a specific result
  • Any application, account, loan, grant, vendor account, or funding request will be approved
  • Any credit, income, business, or financial outcome will occur

22. Indemnification

You agree to hold harmless and indemnify LivGorgeous Financial Solutions, its owners, team members, contractors, partners, representatives, and affiliates from any claims, losses, damages, liabilities, costs, or expenses arising from:

  • Your use of our services or products
  • Your violation of these Terms
  • Your misuse of our materials
  • Your false or inaccurate information
  • Your business, financial, legal, tax, credit, or investment decisions
  • Your violation of any law or third-party rule
  • Your failure to follow instructions
  • Your use of third-party services or platforms

23. Right to Refuse Service

LivGorgeous Financial Solutions reserves the right to refuse service, cancel services, terminate access, or decline future business at our discretion.

This may include situations involving:

  • Harassment
  • Threats
  • Abuse
  • Fraud
  • Chargeback abuse
  • False information
  • Nonpayment
  • Violation of these Terms
  • Misuse of our content or services
  • Illegal or unethical requests

24. Updates to These Terms

We may update these Terms of Service from time to time.

The updated version will be posted on our website with a new effective date. Continued use of our website, products, or services after updates means you accept the revised Terms.

25. Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Any dispute related to these Terms, our services, products, website, or materials shall be handled in the appropriate courts or dispute resolution forum located in Texas, unless otherwise required by law.

26. Contact Information

For questions about these Terms of Service, contact:

LivGorgeous Financial Solutions
Email: livgorgeous24@gmail.com

Short Checkout Terms

Use this near your checkout button:

Terms of Service:
By purchasing from LivGorgeous Financial Solutions, you agree that all products and services are provided for educational and informational purposes only. We do not provide legal, tax, investment, accounting, insurance, or licensed financial advice. We do not guarantee funding approval, credit score increases, business credit approval, income, business success, investment returns, retirement results, or any specific financial outcome. Digital products are final sale. Consulting services, business setup support, done-for-you services, deposits, retainers, partial payments, and custom work are non-refundable once scheduled, prepared, started, customized, or delivered. You are responsible for your own decisions, documents, applications, accounts, and results. For questions, contact livgorgeous24@gmail.com.